For homeowners in Northwestern Ontario who have been directly affected by the high water levels from 2022, the Ontario government has put disaster recovery assistance in place.
See the below link for more information.
The water level is the most visible issue from last fall to this spring, as seen from one of my previous listings out on Lake of the Woods.
(see the below photos)
As you can see in the Fall of 2021, this home and cottage had its dock far above the water level. In the Spring of 2022 at the same home, it was mere inches away from fully submerged. (Later in the summer got much worse, as most of us know.)
Unfortunately, I don't know what the next year or 10 will bring us. The examples put forth in the last two years have shown us that we never quite know what mother nature will throw at us.
As we move forward with planning for our future, keep in mind any additional steps to retrofit your home is something the Canadian government is offering grants for.
If you have plans to make your home more energy efficient or to have more reliable heating, the Greener Home Initiative provides grants and loans for home evaluations and retrofits.
This includes help with insulation, newer more efficient windows and doors, air sealing and renewable energy systems.
Visit the link below for more information.
Water levels in Northwestern Ontario fluctuate with the seasons, as I'm sure we all know by now. Unfortunately, there's not a lot that we can do about the water levels as our lake is fed into from multiple different locations, some outside of our province and some areas outside of our country.
To have as a reference, here is a link to the Lake of the Woods Control Board and their recommendations for building, docks and Hazard Land Levels. If you are looking to build or make any modifications to your property, this is a good resource for Lake of the Woods specific information.
Visit here to see an article by 'Cabinlife' about preparing your cottage and property in case of fires. It covers smaller steps like landscaping and pruning trees and vegetation on your property or cleaning the gutters and installing ember guards.
Another great article is this one here from ScienceNews, which covers all things flood, fire and prevention related. Keep in mind though it is written for the United States and their climates and biomes.
Home and cottage owners in Northwestern Ontario who were affected by the 2022 spring flooding have until October 7th, 2022 to apply for the Disaster Recovery Assistance.